Licensing

Licensing and Disclosures

TL;DR

DSCR Loans Florida STR is a brand of Loan Daddy LLC, NMLS #2827624. Loan Daddy LLC is a mortgage broker, not a lender, and arranges business-purpose loans on non-owner-occupied investment property through wholesale lenders who underwrite and fund under their own licenses.

Company license information

Broker role

Loan Daddy LLC acts as a mortgage broker. We arrange and shop financing from wholesale lenders. We do not make credit decisions, set lender guidelines or fund loans. Every loan is subject to the lender’s underwriting and approval, and terms are subject to change until the lender issues its own documents.

Business-purpose loans only

The financing described on this site is for business-purpose loans on non-owner-occupied investment property. It is not for personal, family or household use. We do not arrange owner-occupied, second-home or consumer-purpose loans. Applicants confirm occupancy and loan purpose in writing.

Fair lending

Equal Housing Opportunity. We do business in accordance with fair lending laws and do not discriminate on any prohibited basis.

No legal or tax advice

Information about zoning, licensing and taxes is general and can change. Confirm with the relevant local office, an attorney or a tax professional. See our terms of use for more.

Have a Central Florida vacation rental in mind?

Send the parcel and your plan. We check the jurisdiction questions first, then compare short-term-rental-friendly wholesale programs side by side. Investment property only.