About
About DSCR Loans Florida STR
TL;DR
DSCR Loans Florida STR is a single-topic site for investors financing vacation rentals in Orlando, Kissimmee and Central Florida. We are a mortgage broker, not a lender: we arrange and shop business-purpose DSCR financing from wholesale lenders for non-owner-occupied investment property.
Why a site about one thing
Central Florida vacation rentals are their own financing problem. Whether a home can legally host nightly guests depends on the exact parcel, the rules change at city and county lines, and lenders disagree about how to count booking income. Generic rental-loan sites skip those details. This site exists to handle them properly.
How we work
- We start with the parcel: jurisdiction, zoning and community rules.
- We compare short-term-rental-friendly wholesale programs by income method, eligibility and structure.
- We show you how each program reads your income before you choose.
- The lender you choose underwrites, approves and funds the loan under its own guidelines and licenses.
We arrange business-purpose loans on non-owner-occupied investment property only. We do not arrange owner-occupied, second-home or consumer-purpose loans. For Florida rental financing outside the vacation corridor, visit our Florida home site, dscrloansflorida.loans.
Company and licensing
DSCR Loans Florida STR is a Loan Daddy LLC brand, NMLS 2827624. Loan Daddy LLC, NMLS #2827624 (nmlsconsumeraccess.org), is a mortgage broker, not a lender. AZ CMB Licensed · #CMB-2016143.
- Broker, not lender
- NMLS #2827624
- AZ CMB Licensed · #CMB-2016143
Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.
Equal Housing Opportunity
Full details are on the licensing and disclosures page.
Have a Central Florida vacation rental in mind?
Send the parcel and your plan. We check the jurisdiction questions first, then compare short-term-rental-friendly wholesale programs side by side. Investment property only.