Apply
Start Your Vacation Rental Loan Scenario
TL;DR
Tell us about the investment vacation rental you want to buy or refinance. We check the jurisdiction and STR questions first, then compare wholesale DSCR programs and show you how each one counts your income. This form is for business-purpose, non-owner-occupied property only.
Your scenario
What happens next
- A Loan Daddy loan specialist will follow up. Loan Daddy LLC is a mortgage broker, not a lender.
- We confirm the parcel’s jurisdiction, zoning and community rules with you.
- We compare short-term-rental-friendly wholesale programs by income method and structure.
- You choose a program; the lender underwrites, approves and funds under its own guidelines.
Not sure the numbers work yet? Try the vacation rental DSCR calculator first.